Harsh words to some but the absolute truth.
“This may be uncomfortable but it’s time for your credit card debt intervention. There are three words that you should know about your credit card debt that could very well change your entire outlook on your debt. These three words are not always easy to swallow but as they say, “the truth hurts”. Ready for it? Here are the three words that are true about your credit card debt: it’s your fault.”
So writes Joel in his blog posting at:
Of course, I agree with Joel. We all make choices. Some good and some bad.
So accept that it’s your fault and move on.
Move on to better choices about your money.
Move on to extra income sources.
Move on to constant education…read books, take classes.
If your money situation has reached a point where you are behind and see no help getting caught up, go to: http://www.NFCC.org
The specific page on that site is:
http://www.debtadvice.org/takethefirststep/locator.cfm
And finally, stay FAR away from that guy all over the radio touting his FREE CD to help you get out of debt. That free CD could end up costing you $14,000 which they will be happy to put on as many credit cards as you need.
