Imagine my surprise when I saw this title on a technology blog.

“How To Get Your Free Credit Score”

My friend, Bob Rankin, had written the article so I knew there wasn’t any funny business going on and I actually learned about a site I’d never heard of.

As you will read about in Bob’s article, most of the “free credit score” offers come with a string attached. That string usually leads to a monthly monitoring service.

In his article, Bob tells us about a website where you can get A free credit score. This site clearly explains that they are “advertiser supported”.

The credit score you will get from this site, is not your actual FICO score.   It is a score that is supposedly similar.

Your FICO score is the score that is used by most creditors.  That is something you will want to get from MYFICO.com if you really want to know that one.

Check out Bob’s article for all the helpful details.

{ 0 comments }

Darwin on Finances?

by LeoJQuinn

“It’s 2010! Get Off Your Butt and Do Something Quick and Easy to Improve Your Finances!”

This is the title of a posting written by “Darwin” on his blog.

http://www.darwinsfinance.com/2010-saving-tips/

“Rather than write another long post on New Year’s Resolutions, how great my last year was and “yeah! pump it up in 2010″, here are 6 simple steps you can take in under and hour each to dramatically improve your financial situation.  If you haven’t already completed/attempted these, why not make today the day?”

He calls these six items, “QUICK WINS, SIMPLE AND  HIGH IMPACT”

Go do them now!

{ 0 comments }

Take The Credit Card Junkie Quiz

January 6, 2010

Do you:

Have more than two or three credit cards and carry
a balance on them.
Pay the minimum or less on your credit cards.
Juggle other bills in order to pay the minimum
monthly payments on credit cards.

If so, you might be a “credit card junkie” or so says Jeremy writing at
GenXFinance.com
He offers those signs and more that you [...]

Read the full article →

New Credit Card Laws Coming Soon…

January 5, 2010

There is some good news on the credit card front.
New laws take effect on February 22, 2010.
If you are in the mood for some heavy reading you
can learn about those new laws here:
http://en.wikipedia.org/wiki/Credit_CARD_Act_of_2009
If you would like the new laws explained in plain English, writer
Sarah Eve has a very nice explanation on her blog:
http://totallyher.com/new-credit-card-laws/
I am most [...]

Read the full article →

The Five Lies We Tell Ourselves…

January 4, 2010

“The Five Lies We Tell Ourselves To Help Us Continue Shopping” is the
title of a new post at:
Fabulously Broke In The City
You don’t have to be broke or live in a big city to relate
to what she has written.
Personally, my favorite lie is “it’s an investment”.
When she speaks of investments, FB is referring to clothes
and [...]

Read the full article →

Try this 21-day “Fast”

January 3, 2010

Washington Post columnist Michelle Singletary proposes
an interesting 3 week experiment.
She says “a 21-day financial fast will improve your money management.”
“I’m inviting you to take a 21-day financial fast in which you will buy only necessities.”
“This fast is for you if you’re at your financial wit’s end. This fast is for you if the stress of [...]

Read the full article →